H
Health
ACA & marketplace plans with a real subsidy estimate, not a guess.
Subsidy estimateIndependent insurance · Fort Lauderdale, FL
All your coverage,
without the guesswork.
Health, Medicare, Dental, Vision, and Life, all handled by one trusted team that runs your real numbers and tells you exactly what we'd do. Free to you. No call center. No upsells.
- Most quotes returned in under 15 minutes, from a real person.
- Free to you. Carriers pay us, not you.
- Independent and licensed in 34 states.
Free estimate
Get your real numbers, today.
Takes about a minute. Tell us about your situation and we'll send back actual numbers.
By submitting, you agree to be contacted about your insurance options. Your information is never sold.
Freeto you. Carriers pay us.
34 stateslicensed · NPN 20477480
< 15 mintypical quote turnaround
CMS certifiedFFM, plan year 2026
What we can help with
One team for everything that protects your family.
M
Medicare
Advantage, Supplement & Part D, whether you're new to Medicare or switching.
New or switchingD
Dental
Standalone dental coverage for cleanings, fillings, and major work.
V
Vision
Coverage for eye exams, glasses, and contacts.
L
Life
Term and whole life to protect the people who count on you.
Not sure where to start?
Tell us your situation and we'll point you to the right coverage.
Ask us →How it works
Three steps. No pressure.
STEP 01
Tell us about your situation
Fill out the quick form up top: who you're covering and what matters to you.
STEP 02
We text you a real estimate
Within minutes, you get actual numbers for the plans that fit, from a real person, not a bot.
STEP 03
If it fits, we enroll you
A quick call to confirm the details, and we can enroll you the same day.
Alex Prato
Founder & CEO, APsurance
Meet our founder
"We look at your situation, run the real numbers, and tell you exactly what we'd do."
APsurance is an independent agency, which means we work for you, not a single carrier. There's no call center and no runaround. Just honest options, explained in plain language, by people who actually answer the phone. Alex founded APsurance on a simple idea: treat every family's coverage the way you'd want your own handled.
Independent agency
No call center
No upsells, ever
Licensed in 34 states
Alex Prato
Founder & CEO · Top Sales Rep · APsurance